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Welcome to TRU!
Why Learn About Pensions?
What Retirement Plan Do I Have?
What Is a Pension?
Pension Positives
Hybrid Plan Positives
What Is Retirement Security?
How Social Security Fits Into Retirement
What Is an Adequacy Threshold?
How Is My Pension Benefit Calculated?
How Hybrid Plans Fit In
Chapter 1 Completion Reward
Chapter 1 Recap
Chapter 1 Key Terms
What Is the Benefit Formula for Your Plan?
Most Benefits Accrue Near the End of a Career, Not Evenly Over Time
Most Teachers Will Not Earn a Full Pension
Teachers Must Meet the Vesting Period
What Is the Vesting Period in My State?
What About Inflation?
Cost-of-Living Adjustments (COLAs) Explained
Who Contributes to My Pension?
What Are The Contribution Rates For Your Plan?
How States Fund Pension Plans
Who Is In Charge of Pension Funds?
How Hybrid Plan Benefits Are Calculated
Chapter 2 Recap
Chapter 2 Key Terms
Does My Plan Set Me Up for a Secure Retirement?
Who Are Pensions Working Best For?
Most Teachers Won’t Earn As Large of a Pension As They Might Think
Pensions Don’t Transfer Across State Lines
Is a Pension My Only Option?
What Are the Other Types of Plans Offered to Teachers?
Who Are Hybrid Plans Working Best For?
Download Your Completed Pension Literacy 101 Workbook
Course Completion Reward
Chapter 3 Recap
What's Next?
Chapter 3 Key Terms
Key Terms from TRU
Full Glossary
Nardelis
excellent very complete for teachers
excellent very complete for teachers